The latest Clay Shaw Butler Money Matters column from the Carmarthenshire Herald
The latest Clay Shaw Butler Money Matters column from the Carmarthenshire Herald. By Mark Jones, director of Carmarthen-based Clay Shaw Butler chartered accountants and business consultants. A very wise man once told me, “If you’re not thinking about pensions, then you should be.” Sensible words as we must all plan for the future. The world of pensions is going through many changes. The way you can access your personal pension pot has changed. And there are changes for employers with the new auto enrolment system, The Pensions Regulator (TPR) has published some guidance aimed at the 1.3 million small and micro employers who are preparing for pensions auto enrolment. The guidance aims to help employers find a good quality pension scheme. It is worth remembering that it is the employer’s choice when it comes to finding a provider. Some IFAs will offer to help guide the process, but at a fee, so it is worth looking at all options. TPR research suggests one in five (290,000) employers wi...